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Buyers Resources

What’s a Realtor® or Real Estate Agent?

REALTOR®

Jupiter Florida RealtorThe term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS® (NAR) and follows its Code of Ethics.

The National Association of REALTORS® (NAR), “The Voice for Real Estate,” is America’s largest trade association, representing 1 million members, including NAR’s institutes, societies and councils, involved in all aspects of the residential and commercial real estate industries.

Their membership is composed of residential and commercial REALTORS®, who are brokers, salespeople, property managers, appraisers, counselors and others engaged in all aspects of the real estate industry. Members belong to one or more of some 1,300 local associations/boards and 54 state and territory associations of REALTORS®. They are pledged to a strict Code of Ethics and Standards of Practice.

Source: Realtor.org

 

Who is the Best Real Estate Agent for You?

Real Estate Technology 2015

Who is the best real estate agent to buy or sell your house or condo? View Our Listings

REAL ESTATE LEADERSHIP

With over 18,000 real estate agents in Palm Beach County. One thing that divides them is technology. Constant changes in web design, SEO and social media make it nearly impossible to keep up. Most agents outsource tasks due to time or technical constrains but without understanding IDX data feed, listings may not broadcast to potential buyers thus costing sellers both time and money. With such competition I can’t spill the beans.

COMMUNITY INVOLVEMENT

I share my knowledge and skills by volunteering for local and international organizations.

  1. I commit to be recognized as a trusted adviser.
  2. I immerse myself into the local community.
  3. I sign up for volunteering and raise funds for charity.
  4. I connect with friends and groups on social media.
  5. I plan social events to connect people and enrich their lives.

LEADERSHIP SKILLS

Community involvement gives me in-depth local knowledge. As a professional real estate agent, I also strive to possess these highly valuable leadership skills:

TECHNICAL SKILLS

  • Expertise in web design to rank high on search engines.
  • Knowledge of imaging, blogging and social media tools. 
  • Strong ability to research, negotiate and interpret contracts.

PEOPLE SKILLS

  • Engage in personal, social and professional networking.
  • Ability to connect with people from various demographics.
  • Sincere, trustworthy and immersed into the community.

BRANDING and MARKETING

  • Represent trusted brand, professional sales and marketing style. 
  • Innovative communication and presentation skills.
  • Ability to present concepts in multiple languages to people from different cultures.

SELLER TESTIMONIAL

“When my mother decided to sell… we chose Susanna… informed, responsible and committed to providing excellent customer service. We had a signed contract in less than a week. I would recommend Susanna without reservations …” – Donna P, Seller (2013)

BUYER TESTIMONIAL

“Susanna had to do a lot of explaining [in Swedish] about the buying process, negotiations, the real estate market and all the pit falls… She was very attentive to our needs and had answers to all our questions… and we are very satisfied with the house we finally bought, very much thanks to Susanna,” – Henric S, Buyer (2015)

CONTACT REAL ESTATE AGENT

 Buy or sell Florida real estate: (561) 827-2952

Why Use Buyer’s Agent? $200,000 Question?

Buyer’s Agents have tools to establish Fair Market Value. 

I was working with a family earlier this year to find a waterfront home with easy ocean access that could accommodate 3 boats between 30-60 feet. After exploring waterfront homes in three counties together, they found a home while driving around on their own. They contacted the listing agent directly on a direct Intracoastal waterfront home listed for $2.49 Million and negotiated to purchase it for $2.4 Million.Property Search

Commissions are paid by the seller and negotiated at time of listing not at time of sales contract.

Some buyers believe they can renegotiate the listing commission during the sales negotiation process. The Listing Agreement is a legal contract between listing agent and seller – BEFORE marketing the home.

Misconception of Saving Money.

The buyers throught they had saved $70,000 by going directly to the listing agent. Out of curiosity, I did a comparable market analysis (CMA). My CMA showed the fair property value was $2,150,000 unfurnished. Without an experienced Buyer’s Agent with tools and experience to research fair market value – the buyers overpaid $250,000 (less value of furniture).

Seek expert advice from a Buyer’s Agent so YOU don’t overpay!
CALL (561)827-2952 for assistance to BUY or SELL Florida real estate.

Real Estate IRA

Real Estate IRA‘s are expected to rise in the next few years. I attended a three hour class about it recently.

I will post details about this IRA investment option shortly.

Forbes Article about Real Estate IRA’s

http://www.forbes.com/sites/peterjreilly/2014/06/09/real-estate-in-your-ira-how-not-to-do-it/

IRS Retirement Plan Forms and Publications

http://www.irs.gov/Retirement-Plans/Retirement-Plan-Forms-and-Publications

Local Knowledge and Real Estate

Palm Beach Gardens Tequesta Jupiter real estate 2015

Local Knowledge

I’ve lived in Jupiter for 16 years and in Fort Lauderdale for 2 years. I know many but not all communities between Palm Beach and Jupiter Island. I have sold over 30 homes and condos in Broward, Palm Beach, Martin and Saint Lucie counties. When you are looking for a new place to move or vacation ask yourself –

“What would I like 3 minutes and 15 minutes away?”

We decided to live in the quiet Village of Tequesta with 3 minute drive to Jupiter and Jupiter Island beaches and 15 minutes to Palm Beach Gardens restaurants and shops. I think that’s probably a good starting point in your search. Other people may opt for 3 minutes to a school or a golf course and 15 minutes to the beach. It’s all up to your lifestyle, budget and priorities. Here’s my overview of nearby communities –

Dining Palm Beach Gardens Florida

Palm Beach Gardens (City) – Many great restaurants, shops, public and private golf courses, 15 min from PBI airport and Singer Island, Juno Beach and Jupiter beaches. Home to the Professional Golfers Association of America (PGA) and many top level golf courses and golf clubs such as Frenchmans Creek Beach & Country Club, Frenchmans Reserve, PGA National, Ballenisles Country Club, Country Club at Mirasol, Old Palm Golf Club and Old Marsh Golf Club.

Juno Beach Florida loggerhead turtleJuno Beach (Town) – Quaint beach community with restaurants, shops, beachfront condos and walk-to-beach communities. Known for Juno Beach Pier – a public 990′ fishing pier and Loggerhead Marinelife Center which helps injured turtles recover before returning to sea. Home to prestigious Seminole Landing and Seminole Golf Club (#1 in Florida).

boating jupiter floridaJupiter (Town) – Located around Jupiter Inlet. Offers few direct beachfront condos, except Ocean Trail, as there are no buildings directly on the beach. Jupiter offers many walk-to-beach communities. Popular venues include Abacoa public golf course, Roger Dean baseball stadium, Maltz Theatre, Jupiter Yacht Club, Jupiter Ocean & Racquet (JORC) and Jupiter Bay tennis clubs. Jupiter is very popular for sports fishing and diving. Several beachside parks south of Jupiter Inlet. New outdoor walking and cycling project “The Riverwalk” underb way with shops, restaurants and mini ferry stops. Harbourside Place – new Intracoastal waterfront restaurant and shopping complex opened in December 2014. Now home of “The Woods Jupiter” – Tiger Woods’ restaurant. About to happen is the new Jupiter Village – a restaurant and shopping district connected to Jupiter Riverwalk. Did you know Jupiter was voted 9 of top 10 Seaside Villages in Coastal Living magazine in 2012? Jupiter and Tequesta are also home to many golf course communities.

Tequesta (Village) – North of Jupiter Inlet. Includes south end of Jupiter Island. The Village hosts a green market in season. Probably 15 restaurants and some small shops. 5-10 min drive to I-95 and Jupiter. 15 min to Palm Beach Gardens shops and restaurants. Locals enjoy fishing, golfing, boating, tennis, paddle boarding and kayaking. No thru traffic as Jonathan Dickinson State Park separates Tequesta from Hobe Sound. Small sections of Tequesta and Jupiter are in Martin County.

I have created many pages with THINGS TO DO. Here are a few – Baseball, beach, boat, cycling, restaurants, diving, fish, golf, kayak, kite surfing, paddle boarding, polo, shopping, snorkeling, surfing, tennis, windsurfing and yoga.

I would be happy to help you find a neighborhood and area that meets your interests.

“What do you want 3 minutes and 15 minutes away?”

Why Jupiter Island – Palm Beach Florida?

Image of Jupiter Island Florida Real Estate UFLRealEstate

JUPITER REAL ESTATE / JUPITER ISLAND REAL ESTATE / PALM BEACH REAL ESTATE

Both Palm Beach County and Martin County as well as local Cities, Towns and Villages have spent millions of dollars to have several beachfront and waterfront parks dedicated to the public making outdoor sport activities and natural areas easily accessible and mostly free to local residents and visitors. This has limited residential and commercial development in these areas. One such park is Loggerhead Park in Juno Beach - home of Loggerhead Marinelife Center which promotes conservation of Florida's natural coastal ecosystem and mainly known for their recovery and adoption of sea turtles. Many coastal area parks offer free guarded beaches, Intracoastal waterfront ocean access boat ramps, public har-tru and hard court tennis courts, beach volleyball courts, baseball fields, bocce courts, walking and jogging trails, fishing piers, barbeque areas, party pavilions and much more.

Norwegian Airlines – Florida Real Estate

“I was honored when Norwegian Airlines invited me to be the featured Florida real estate agent in their inflight magazine ‘N by Norwegian’ to celebrate their new nonstop flights between Oslo (OSL) / Copenhagen (CPH) / Stockholm (ARL) and Ft Lauderdale (FLL) Florida in November 2013. Norwegian Air Shuttle – one of Europe’s fastest growing airlines with over 1.9 million passengers per month shipping 150,000 golf bags,”  – Susanna Malmgren-Grubb (Sept, 2013)

NORWEGIAN AIRLINES - FLORIDANorwegian Air Shuttle is also starting nonstop direct flights with the new Boeing 787 Dreamliner airplanes to Orlando (MCO) in spring 2014. This was a great match between Norwegian Air Shuttle passenger interests and South Florida lifestyles – waterfront homes and condo, private and public golf courses and golf club communities close to beaches, surfing, diving, boating, shopping and great restaurants.

SWEDISH – Finn svensk fastighetsmäklare i Florida!!

Norwegian Air Shuttle - Florida Real Estate Agent

My Issue with Zillow

Zillow is a popular tool for buyers and sellers searching online to find the value of a particular property. If all homes were built by the same builder and of the same quality that may be the perfect tool. As with any electronic or general comparison tool that is not done ‘by-hand’ I have found that it has issues and short-comings (but then people do too)….. 

What do I mean with that? As a licensed Jupiter Florida real estate agent, I was creating a comparable market analysis (CMA) for a buyer of a single family home in Tequesta, Florida. There were several recent comps in the multiple listing service (MLS). I looked further into the tax records and saw that another property had sold privately. The home that had sold privately appeared to be owned by two individuals who were probably related. Each owner already owned half the home so when one of them bought the other one out the price was recorded as 50% of the home value. That home was then a comparison for future sales on Zillow, via the tax records and other automated systems. I am not for or against Zillow or similar companies in any way. This is simply an observation of what can happen when relying on automated tools and not real people. 

Ready to Upgrade or Downgrade?

Upgrade Florida HomeReady to Upgrade or Downgrade?

Now is an excellent time to do something about it! So many home owners live in bigger properties than they need. Perhaps their children have left for college and they just don’t need the space any more. Others may have growing families and need the extra space. 

It’s a Seller’s Market – we have low inventory and prices have leveled out after the recession. Homes now trade for – fair market price. If the sellers are realistic about their asking price and selling price then buyers will flock to the opportunity while mortgage rates are super low. The seller would also be buying at a great time… It’s a perfect time for Buyers and Sellers to Upgrade or Downgrade!!

Call Susanna (561)827-2952 or request appointment online.

Buyer-Seller Price Equilibrium

Buyer Seller Price EquilibriumWhat is “Buyer-Seller Price Equilibrium”?

It is a time in the real estate market cycle when Buyers are realistic about the fair market price. At the same time the Sellers are realistic about their asking price and selling price. For this ideal situation, I have coined the term “Buyer-Seller Price Equilibrium”.

Ideal state in the Florida real estate market

During a Buyer-Seller Price Equilibrium, the exchange of title and ownership of real property is done under win-win circumstances. Think of it as an ideal world, where the selling price of a property is at fair market price.

Luckily, for both buyers and sellers, this is also happening at a time with historically low mortgage rates below 4% interest. As the real estate market is in constant flux, unfortunately the current state will not last forever

Now, is the perfect time for Buyers and Sellers to Upgrade or Downgrade.

What is a “Discount Point”?

Discount points are a one-time loan cost, where one discount point carries a cost equal to one percent of the first mortgage loan. For example, 1 discount point on a loan of a conforming loan limit of $650,000 would carry a cost of $6,500 to be paid at closing.

Discount points, are often tax-deductible, and can be paid with cash or added to the total loan amount.

Mortgage Rates Still Record Low

It is truly unbelievable that mortgage rates continue to remain below 4%.  The 30-year mortgage rates averaged 3.87% last week  – the 28th consecutive week with sub-4 percent rates. The 15-year mortgage rates averaged 3.11%. 

Mortgage Rates 2015Today, home buyers can purchase 10% “more home” than last year. So if you as a buyer qualified for a $400,000 home in June 2014, then you could probably afford $440,000 in today’s market.

If you think like me, you may want to know how that applies to you. Estimate that mortgages average $470/month for every $100,000. In addition, add HOA dues, property taxes and insurance. Some borrowers may need private mortgage insurance (PMI). I can help you find the HOA fees, estimated new property taxes and property insurance quotes.

I highly recommend to my buyers that they get pre-qualified or preferably pre-approved before looking for a home. It’s a fast moving market and they need to be ready to act. 

It is a win-win time for both home buyers and sellers!!

I’d be happy to help you!! Please call me (561)827-2952 with questions.

LIFESTYLE Waterfront, Golf and Country Club and Horse Community

Palm Beach Florida

COMMUNITY LIFESTYLES
Waterfront Property, Golf Country Club and Horse Community

WATERFRONT PROPERTY – Featured waterfront communities

COUNTRY CLUB COMMUNITY – Featured golf club and country club communities

EQUESTRIAN COMMUNITY – Featured horse properties and equestrian communities

International Buyers – Invested $92Billion USD in US Real Estate

INTERNATIONAL BUYERS – US REAL ESTATE

From March 2013 – March 2014 international buyers invested $92.2 Billion USD in US real estate. Of all real estate sold in the United States 35% of home buyers were international buyers – either recent US residents or foreign residents. This reports shows interesting details about real estate trends, international investors and where they choose to invest in real estate Florida and nationwide. See full report by National Association of Realtors (NAR). Most buyers (23%) choose too buy a home in Florida.

2014 Profile of International Home Buying Activity