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Positive Equity vs Upside-Down

Most FloFlorida home upside-downrida home owners are back at Positive Equity again after being Upside-Down for 1-7 years between 2008-2014 during the BIG real estate recession. Today, whatever the reason, most Florida real estate buyers pay cash which will reduce the risk of a bubble like we saw in 2008 when most buyers were using too far reaching lines of credit.

What’s Positive Equity?

Positive Equity is when a home owner owes less on their home than it is worth. Negative Equity is when a property owner owes more than it is worth. Other common phrases for Negative Equity are Under Water or Upside-Down.


Like my image above symbolizes, is a financial state when a property owner owes more than a property is worth in the market place. This was the cause for the 1,000’s of short sales and foreclosures in the past decade.

In 2015, the Florida real estate market is VERY different!! Today, we are in a Buyer-Seller Price Equilibrium – where properties in general exchange for Fair Market Value.

About Susanna Grubb

Susanna can help you sell house or condo and buy Florida homes for sale. Specialize in Stuart to Jupiter and Palm Beach Florida waterfront homes, country club homes and beach condos. AREAS: Palm Beach, Martin & Broward Counties. FEATURED COUNTRY CLUBS: Admirals Cove, Ballenisles Country Club, Country Club at Mirasol, Frenchmans Reserve, Jonathan's Landing, Jupiter Country Club, Jupiter Hills Club, Old Palm Golf Club and Tequesta Country Club.